If you are building or repairing a house, building, or improvement and providing material or labor then you are a “Claimant” – for mechanic’s lien purposes. There are different types of Claimants and each has a process to follow to perfect their lien. All...
If you are doing construction or repair work on a person’s residence (called homestead), then you must have these in place to get your mechanic’s lien: A disclosure statement must be provided to the owner before a contract is signed. A written contract with the owner...
Here are the 5 documents you need to get signed. Once you do – you can know things are taken care of. PS. Many people are concerned about the cost of these documents. Call us today and we will let you know the exact cost of each document. This should not be an...
Here are six (6) types of water damage which may or may not be covered by your homeowner’s insurance policy. Sudden and accidental (like a pipe burst) Water backup (backed up drains) Foundation water (plumbing leak in foundation) Seepage or leakage (14 days is a...
What type of life insurance do you need? Term Life – is like renting a home. Whole Life – is like owning a home. Term- Will last for a certain term (like 30years) Goes away after term is up Is cheaper Whole Life- Is permanent Pays at death Is more expensive Call your...
Stan is ready to sell his house. Here are two situations that may arise: 1) Situation 1: Stan signs a contract and sends it to the buyer (= Offer) Buyer signs the contract as presented (= Acceptance) In this event, Stan is under contract and has a deal. 2)...
