Here are six (6) types of water damage which may or may not be covered by your homeowner’s insurance policy.

  1. Sudden and accidental (like a pipe burst)
  2. Water backup (backed up drains)
  3. Foundation water (plumbing leak in foundation)
  4. Seepage or leakage (14 days is a critical time frame)
  5. Service line damage (line from the curb to house)
  6. Flood coverage (flood water)