A quick online search revealed this list of common scams.
- Government Impersonation:Calls from fake IRS or Social Security agents threatening arrest unless immediate payment (often via gift cards) is made.
- Tech Support Scams:Pop-ups or calls claiming your computer has a virus, demanding remote access or payment for fake fixes.
- Grandparent Scam: Scammers pretend to be a grandchild in trouble (like needing bail out of jail) who needs money urgently.
- Relationship Scam: Building fake online relationships to gain trust and then ask for money for emergencies.
- Lottery/Sweepstakes Scam: “You’ve won!” but need to pay a fee to claim your prize.
- Insurance/Medicare Fraud Scam: Posing as insurance representatives to get personal info or sell fake policies.
- Charity Scam: Fake charities, especially after disasters, asking for donations.
- Funeral Scam: Fraudulent calls or funeral home staff overcharging after an obituary is published.
Some more ways to protect yourself:
- Crooks want to pressure you to quick action. Take your time. Slow down. It’s no rush at all.
- Do NOT send a wire transfer. Do NOT give a gift card number.
- Call the organization who is “allegedly” calling you. Look their number up online; do not use Crooks number. Ask the organization if they have been asking you for information so you can verify.
- NEVER give your SSN or bank account.