Let’s say you own a rent property or a commercial building but put the title in the name of “Apple Investments, LLC”.
You get insurance for Apple Investments, LLC.
Call your agent now and tell them to add your name to the insurance policy as an “Additional Insured”.
PS. Summary – you should have a property insurance policy and liability policy with the beneficiary being Apple Investments, LLC and have YOU listed as an “Additional Insured’.